ADIRONDACK TRUST CO

Filed: 7/16/2026ACC: 0001054257-26-000003

📋 What this filing means

ADIRONDACK TRUST CO filed this quarterly 13F‑HR report disclosing 558 equity positions with a total reported market value of $335.63M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

558

Positions

$335.63M

Total AUM (reported)

2.91M

Total Shares

Allocation by class

EXCHANGE TRADED FUND - EQUITY$97.56M29.1%

INFORMATION TECHNOLOGY$81.38M24.2%

EXCHANGE TRADED FUND-FIXED INC$37.14M11.1%

INDUSTRIALS$21.20M6.3%

HEALTHCARE$21.16M6.3%

CONSUMER DISCRETIONARY$20.76M6.2%

FINANCIALS$18.73M5.6%

Portfolio Concentration

Top 3$77.64M23.1%

4–10$56.14M16.7%

11–25$62.92M18.7%

Rest$138.93M41.4%

Top 3 weight

23.1%

Top 10 weight

39.9%

Voting Authority Distribution

Total shares with voting rights: 2.91M

Sole

Full voting authority

2.81M

% of voting shares96.7%

Shared

Joint voting authority

88.27K

% of voting shares3.0%

None

No voting authority

8.60K

% of voting shares0.3%

Investment Discretion (by position count)

Sole555

Shared0

Other3

Dominant voting typeSole · 96.7% of voting shares

Institutional Holdings558

Rows:

SPDR S & P 500 ETF TRUST

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares56.38K

TypeSH

Market value$42.11M

12.55%

Sole

54.48K

Shared

1.90K

None

0.00

APPLE INC

SOLE

INFORMATION TECHNOLOGY

Shares62.99K

TypeSH

Market value$18.23M

5.43%

Sole

61.51K

Shared

1.40K

None

80.00

NVIDIA CORP.

SOLE

INFORMATION TECHNOLOGY

Shares86.50K

TypeSH

Market value$17.31M

5.16%

Sole

86.38K

Shared

122.00

None

0.00

ETF VANGUARD RUSSELL 3000

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares36.11K

TypeSH

Market value$11.97M

3.57%

Sole

35.41K

Shared

700.00

None

0.00

MICROSOFT CORP

SOLE

INFORMATION TECHNOLOGY

Shares24.18K

TypeSH

Market value$9.02M

2.69%

Sole

22.55K

Shared

1.64K

None

0.00

AMAZON. COM, INC

SOLE

CONSUMER DISCRETIONARY

Shares36.95K

TypeSH

Market value$8.81M

2.62%

Sole

36.76K

Shared

189.00

None

0.00

CATERPILLAR INC

SOLE

INDUSTRIALS

Shares6.99K

TypeSH

Market value$7.45M

2.22%

Sole

6.52K

Shared

450.00

None

25.00

S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares9.47K

TypeSH

Market value$6.66M

1.98%

Sole

9.36K

Shared

50.00

None

57.00

JPMORGAN CHASE & CO COM

SOLE

FINANCIALS

Shares19.89K

TypeSH

Market value$6.51M

1.94%

Sole

18.90K

Shared

965.00

None

25.00

ISHARES RUSSELL 1000 GROWTH ETF

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares46.17K

TypeSH

Market value$5.73M

1.71%

Sole

45.65K

Shared

0.00

None

516.00

ISHARES IBONDS DEC 2031 TERM CORPORATE ETF

SOLE

EXCHANGE TRADED FUND-FIXED INC

Shares259.25K

TypeSH

Market value$5.40M

1.61%

Sole

248.48K

Shared

8.34K

None

2.43K

APPLIED MATL INC

SOLE

INFORMATION TECHNOLOGY

Shares7.40K

TypeSH

Market value$5.35M

1.59%

Sole

7.40K

Shared

0.00

None

0.00

JOHNSON & JOHNSON

SOLE

HEALTHCARE

Shares19.69K

TypeSH

Market value$5.00M

1.49%

Sole

16.83K

Shared

2.83K

None

30.00

ISHARES CORE S&P SMALL-CAP ETF

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares31.69K

TypeSH

Market value$4.70M

1.40%

Sole

30.76K

Shared

847.00

None

80.00

ISHARES CORE TOTAL US AGGREGATE BOND ETF

SOLE

EXCHANGE TRADED FUND-FIXED INC

Shares45.50K

TypeSH

Market value$4.50M

1.34%

Sole

45.50K

Shared

0.00

None

0.00

ELI LILLY & CO

SOLE

HEALTHCARE

Shares3.64K

TypeSH

Market value$4.37M

1.30%

Sole

3.64K

Shared

0.00

None

0.00

BERKSHIRE HATHAWAY INC. DEL CLASS B

SOLE

FINANCIALS

Shares8.70K

TypeSH

Market value$4.35M

1.30%

Sole

8.70K

Shared

0.00

None

0.00

ISHARES TIPS BOND ETF

SOLE

EXCHANGE TRADED FUND-FIXED INC

Shares38.51K

TypeSH

Market value$4.21M

1.26%

Sole

38.51K

Shared

0.00

None

0.00

ISHARES IBONDS DEC 2030 TERM CORP-ETF

SOLE

EXCHANGE TRADED FUND-FIXED INC

Shares173.09K

TypeSH

Market value$3.77M

1.12%

Sole

167.84K

Shared

5.25K

None

0.00

PROCTER & GAMBLE CO

SOLE

CONSUMER STAPLES

Shares25.63K

TypeSH

Market value$3.76M

1.12%

Sole

22.31K

Shared

3.28K

None

35.00

ISHARES IBONDS DEC 2029 TERM CORPORATE ETF

SOLE

EXCHANGE TRADED FUND-FIXED INC

Shares158.39K

TypeSH

Market value$3.67M

1.09%

Sole

153K

Shared

5.39K

None

0.00

TECHNOLOGY SELECT SECT SPDR

SOLE

INFORMATION TECHNOLOGY

Shares18.26K

TypeSH

Market value$3.48M

1.04%

Sole

18.26K

Shared

0.00

None

0.00

ISHARES TRUST IBONDS DEC2032TERM CORP ETF

SOLE

EXCHANGE TRADED FUND-FIXED INC

Shares138.16K

TypeSH

Market value$3.48M

1.04%

Sole

133.96K

Shared

2.20K

None

ABBVIE INC.

SOLE

HEALTHCARE

Shares13.73K

TypeSH

Market value$3.45M

1.03%

Sole

12.25K

Shared

1.47K

None

0.00

VANGUARD GROWTH ETF

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares39.64K

TypeSH

Market value$3.41M

1.02%

Sole

39.64K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
SPDR S & P 500 ETF TRUSTSOLE	EXCHANGE TRADED FUND - EQUITY	56.38K	SH	$42.11M 12.55%	54.48K	1.90K	0.00
APPLE INCSOLE	INFORMATION TECHNOLOGY	62.99K	SH	$18.23M 5.43%	61.51K	1.40K	80.00
NVIDIA CORP.SOLE	INFORMATION TECHNOLOGY	86.50K	SH	$17.31M 5.16%	86.38K	122.00	0.00
ETF VANGUARD RUSSELL 3000SOLE	EXCHANGE TRADED FUND - EQUITY	36.11K	SH	$11.97M 3.57%	35.41K	700.00	0.00
MICROSOFT CORPSOLE	INFORMATION TECHNOLOGY	24.18K	SH	$9.02M 2.69%	22.55K	1.64K	0.00
AMAZON. COM, INCSOLE	CONSUMER DISCRETIONARY	36.95K	SH	$8.81M 2.62%	36.76K	189.00	0.00
CATERPILLAR INCSOLE	INDUSTRIALS	6.99K	SH	$7.45M 2.22%	6.52K	450.00	25.00
S & P MIDCAP 400 DEPOSITORY RECEIPTS ETFSOLE	EXCHANGE TRADED FUND - EQUITY	9.47K	SH	$6.66M 1.98%	9.36K	50.00	57.00
JPMORGAN CHASE & CO COMSOLE	FINANCIALS	19.89K	SH	$6.51M 1.94%	18.90K	965.00	25.00
ISHARES RUSSELL 1000 GROWTH ETFSOLE	EXCHANGE TRADED FUND - EQUITY	46.17K	SH	$5.73M 1.71%	45.65K	0.00	516.00
ISHARES IBONDS DEC 2031 TERM CORPORATE ETFSOLE	EXCHANGE TRADED FUND-FIXED INC	259.25K	SH	$5.40M 1.61%	248.48K	8.34K	2.43K
APPLIED MATL INCSOLE	INFORMATION TECHNOLOGY	7.40K	SH	$5.35M 1.59%	7.40K	0.00	0.00
JOHNSON & JOHNSONSOLE	HEALTHCARE	19.69K	SH	$5.00M 1.49%	16.83K	2.83K	30.00
ISHARES CORE S&P SMALL-CAP ETFSOLE	EXCHANGE TRADED FUND - EQUITY	31.69K	SH	$4.70M 1.40%	30.76K	847.00	80.00
ISHARES CORE TOTAL US AGGREGATE BOND ETFSOLE	EXCHANGE TRADED FUND-FIXED INC	45.50K	SH	$4.50M 1.34%	45.50K	0.00	0.00
ELI LILLY & COSOLE	HEALTHCARE	3.64K	SH	$4.37M 1.30%	3.64K	0.00	0.00
BERKSHIRE HATHAWAY INC. DEL CLASS BSOLE	FINANCIALS	8.70K	SH	$4.35M 1.30%	8.70K	0.00	0.00
ISHARES TIPS BOND ETFSOLE	EXCHANGE TRADED FUND-FIXED INC	38.51K	SH	$4.21M 1.26%	38.51K	0.00	0.00
ISHARES IBONDS DEC 2030 TERM CORP-ETFSOLE	EXCHANGE TRADED FUND-FIXED INC	173.09K	SH	$3.77M 1.12%	167.84K	5.25K	0.00
PROCTER & GAMBLE COSOLE	CONSUMER STAPLES	25.63K	SH	$3.76M 1.12%	22.31K	3.28K	35.00
ISHARES IBONDS DEC 2029 TERM CORPORATE ETFSOLE	EXCHANGE TRADED FUND-FIXED INC	158.39K	SH	$3.67M 1.09%	153K	5.39K	0.00
TECHNOLOGY SELECT SECT SPDRSOLE	INFORMATION TECHNOLOGY	18.26K	SH	$3.48M 1.04%	18.26K	0.00	0.00
ISHARES TRUST IBONDS DEC2032TERM CORP ETFSOLE	EXCHANGE TRADED FUND-FIXED INC	138.16K	SH	$3.48M 1.04%	133.96K	2.20K	2K
ABBVIE INC.SOLE	HEALTHCARE	13.73K	SH	$3.45M 1.03%	12.25K	1.47K	0.00
VANGUARD GROWTH ETFSOLE	EXCHANGE TRADED FUND - EQUITY	39.64K	SH	$3.41M 1.02%	39.64K	0.00	0.00

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