ADIRONDACK TRUST CO

Filed: 4/3/2026ACC: 0001054257-26-000002

📋 What this filing means

ADIRONDACK TRUST CO filed this quarterly 13F‑HR report disclosing 544 equity positions with a total reported market value of $297.62M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

544

Positions

$297.62M

Total AUM (reported)

2.72M

Total Shares

Allocation by class

EXCHANGE TRADED FUND - EQUITY$82.65M27.8%

INFORMATION TECHNOLOGY$65.43M22.0%

EXCHANGE TRADED FUND-FIXED INC$33.35M11.2%

HEALTHCARE$20.18M6.8%

CONSUMER DISCRETIONARY$19.99M6.7%

INDUSTRIALS$18.64M6.3%

FINANCIALS$17.13M5.8%

Portfolio Concentration

Top 3$68.58M23.0%

4–10$48.22M16.2%

11–25$55.52M18.7%

Rest$125.30M42.1%

Top 3 weight

23.0%

Top 10 weight

39.2%

Voting Authority Distribution

Total shares with voting rights: 2.72M

Sole

Full voting authority

2.62M

% of voting shares96.5%

Shared

Joint voting authority

90.98K

% of voting shares3.3%

None

No voting authority

4.47K

% of voting shares0.2%

Investment Discretion (by position count)

Sole541

Shared0

Other3

Dominant voting typeSole · 96.5% of voting shares

Institutional Holdings544

Rows:

SPDR S & P 500 ETF TRUST

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares56.68K

TypeSH

Market value$36.86M

12.38%

Sole

54.24K

Shared

2.44K

None

0.00

APPLE INC

SOLE

INFORMATION TECHNOLOGY

Shares64.70K

TypeSH

Market value$16.42M

5.52%

Sole

63.06K

Shared

1.56K

None

80.00

NVIDIA CORP.

SOLE

INFORMATION TECHNOLOGY

Shares87.74K

TypeSH

Market value$15.30M

5.14%

Sole

87.74K

Shared

0.00

None

0.00

ETF VANGUARD RUSSELL 3000

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares32.63K

TypeSH

Market value$9.38M

3.15%

Sole

31.93K

Shared

700.00

None

0.00

MICROSOFT CORP

SOLE

INFORMATION TECHNOLOGY

Shares23.77K

TypeSH

Market value$8.80M

2.96%

Sole

22.11K

Shared

1.66K

None

0.00

AMAZON. COM, INC

SOLE

CONSUMER DISCRETIONARY

Shares37.12K

TypeSH

Market value$7.73M

2.60%

Sole

36.92K

Shared

200.00

None

0.00

JPMORGAN CHASE & CO COM

SOLE

FINANCIALS

Shares20.14K

TypeSH

Market value$5.92M

1.99%

Sole

19.12K

Shared

995.00

None

25.00

S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares9.59K

TypeSH

Market value$5.91M

1.99%

Sole

9.35K

Shared

185.00

None

57.00

CATERPILLAR INC

SOLE

INDUSTRIALS

Shares7.56K

TypeSH

Market value$5.35M

1.80%

Sole

7.08K

Shared

450.00

None

25.00

ISHARES IBONDS DEC 2031 TERM CORPORATE ETF

SOLE

EXCHANGE TRADED FUND-FIXED INC

Shares244.44K

TypeSH

Market value$5.12M

1.72%

Sole

235.35K

Shared

7.86K

None

1.23K

ISHARES RUSSELL 1000 GROWTH ETF

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares11.45K

TypeSH

Market value$4.88M

1.64%

Sole

11.32K

Shared

0.00

None

129.00

JOHNSON & JOHNSON

SOLE

HEALTHCARE

Shares19.95K

TypeSH

Market value$4.88M

1.64%

Sole

17.02K

Shared

2.90K

None

30.00

BERKSHIRE HATHAWAY INC. DEL CLASS B

SOLE

FINANCIALS

Shares8.73K

TypeSH

Market value$4.18M

1.41%

Sole

8.69K

Shared

37.00

None

0.00

ISHARES CORE S&P SMALL-CAP ETF

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares32.07K

TypeSH

Market value$3.99M

1.34%

Sole

30.81K

Shared

1.18K

None

80.00

EXXON MOBIL CORP

SOLE

ENERGY

Shares22.98K

TypeSH

Market value$3.90M

1.31%

Sole

16.01K

Shared

6.97K

None

0.00

PROCTER & GAMBLE CO

SOLE

CONSUMER STAPLES

Shares26.21K

TypeSH

Market value$3.79M

1.27%

Sole

22.77K

Shared

3.40K

None

35.00

ISHARES IBONDS DEC 2030 TERM CORP-ETF

SOLE

EXCHANGE TRADED FUND-FIXED INC

Shares163.85K

TypeSH

Market value$3.59M

1.20%

Sole

158.61K

Shared

5.25K

None

0.00

ISHARES IBONDS DEC 2029 TERM CORPORATE ETF

SOLE

EXCHANGE TRADED FUND-FIXED INC

Shares151.87K

TypeSH

Market value$3.53M

1.19%

Sole

146.91K

Shared

4.96K

None

0.00

ELI LILLY & CO

SOLE

HEALTHCARE

Shares3.76K

TypeSH

Market value$3.46M

1.16%

Sole

3.68K

Shared

80.00

None

0.00

ISHARES CORE TOTAL US AGGREGATE BOND ETF

SOLE

EXCHANGE TRADED FUND-FIXED INC

Shares34.22K

TypeSH

Market value$3.40M

1.14%

Sole

34.22K

Shared

0.00

None

0.00

MCDONALDS CORP

SOLE

CONSUMER DISCRETIONARY

Shares10.59K

TypeSH

Market value$3.29M

1.11%

Sole

8.70K

Shared

1.88K

None

15.00

ISHARES TRUST IBONDS DEC2032TERM CORP ETF

SOLE

EXCHANGE TRADED FUND-FIXED INC

Shares130.10K

TypeSH

Market value$3.29M

1.10%

Sole

126.89K

Shared

2.20K

None

1.01K

META PLATFORMS INC

SOLE

INFORMATION TECHNOLOGY

Shares5.57K

TypeSH

Market value$3.19M

1.07%

Sole

5.57K

Shared

0.00

None

0.00

CHEVRON CORPORATION

SOLE

ENERGY

Shares14.96K

TypeSH

Market value$3.09M

1.04%

Sole

14.11K

Shared

848.00

None

0.00

ISHARES IBONDS DEC 2028 TERM CORPORATE ETF

SOLE

EXCHANGE TRADED FUND-FIXED INC

Shares121.42K

TypeSH

Market value$3.07M

1.03%

Sole

116.82K

Shared

4.60K

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
SPDR S & P 500 ETF TRUSTSOLE	EXCHANGE TRADED FUND - EQUITY	56.68K	SH	$36.86M 12.38%	54.24K	2.44K	0.00
APPLE INCSOLE	INFORMATION TECHNOLOGY	64.70K	SH	$16.42M 5.52%	63.06K	1.56K	80.00
NVIDIA CORP.SOLE	INFORMATION TECHNOLOGY	87.74K	SH	$15.30M 5.14%	87.74K	0.00	0.00
ETF VANGUARD RUSSELL 3000SOLE	EXCHANGE TRADED FUND - EQUITY	32.63K	SH	$9.38M 3.15%	31.93K	700.00	0.00
MICROSOFT CORPSOLE	INFORMATION TECHNOLOGY	23.77K	SH	$8.80M 2.96%	22.11K	1.66K	0.00
AMAZON. COM, INCSOLE	CONSUMER DISCRETIONARY	37.12K	SH	$7.73M 2.60%	36.92K	200.00	0.00
JPMORGAN CHASE & CO COMSOLE	FINANCIALS	20.14K	SH	$5.92M 1.99%	19.12K	995.00	25.00
S & P MIDCAP 400 DEPOSITORY RECEIPTS ETFSOLE	EXCHANGE TRADED FUND - EQUITY	9.59K	SH	$5.91M 1.99%	9.35K	185.00	57.00
CATERPILLAR INCSOLE	INDUSTRIALS	7.56K	SH	$5.35M 1.80%	7.08K	450.00	25.00
ISHARES IBONDS DEC 2031 TERM CORPORATE ETFSOLE	EXCHANGE TRADED FUND-FIXED INC	244.44K	SH	$5.12M 1.72%	235.35K	7.86K	1.23K
ISHARES RUSSELL 1000 GROWTH ETFSOLE	EXCHANGE TRADED FUND - EQUITY	11.45K	SH	$4.88M 1.64%	11.32K	0.00	129.00
JOHNSON & JOHNSONSOLE	HEALTHCARE	19.95K	SH	$4.88M 1.64%	17.02K	2.90K	30.00
BERKSHIRE HATHAWAY INC. DEL CLASS BSOLE	FINANCIALS	8.73K	SH	$4.18M 1.41%	8.69K	37.00	0.00
ISHARES CORE S&P SMALL-CAP ETFSOLE	EXCHANGE TRADED FUND - EQUITY	32.07K	SH	$3.99M 1.34%	30.81K	1.18K	80.00
EXXON MOBIL CORPSOLE	ENERGY	22.98K	SH	$3.90M 1.31%	16.01K	6.97K	0.00
PROCTER & GAMBLE COSOLE	CONSUMER STAPLES	26.21K	SH	$3.79M 1.27%	22.77K	3.40K	35.00
ISHARES IBONDS DEC 2030 TERM CORP-ETFSOLE	EXCHANGE TRADED FUND-FIXED INC	163.85K	SH	$3.59M 1.20%	158.61K	5.25K	0.00
ISHARES IBONDS DEC 2029 TERM CORPORATE ETFSOLE	EXCHANGE TRADED FUND-FIXED INC	151.87K	SH	$3.53M 1.19%	146.91K	4.96K	0.00
ELI LILLY & COSOLE	HEALTHCARE	3.76K	SH	$3.46M 1.16%	3.68K	80.00	0.00
ISHARES CORE TOTAL US AGGREGATE BOND ETFSOLE	EXCHANGE TRADED FUND-FIXED INC	34.22K	SH	$3.40M 1.14%	34.22K	0.00	0.00
MCDONALDS CORPSOLE	CONSUMER DISCRETIONARY	10.59K	SH	$3.29M 1.11%	8.70K	1.88K	15.00
ISHARES TRUST IBONDS DEC2032TERM CORP ETFSOLE	EXCHANGE TRADED FUND-FIXED INC	130.10K	SH	$3.29M 1.10%	126.89K	2.20K	1.01K
META PLATFORMS INCSOLE	INFORMATION TECHNOLOGY	5.57K	SH	$3.19M 1.07%	5.57K	0.00	0.00
CHEVRON CORPORATIONSOLE	ENERGY	14.96K	SH	$3.09M 1.04%	14.11K	848.00	0.00
ISHARES IBONDS DEC 2028 TERM CORPORATE ETFSOLE	EXCHANGE TRADED FUND-FIXED INC	121.42K	SH	$3.07M 1.03%	116.82K	4.60K	0.00

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