ADIRONDACK TRUST CO

Filed: 1/8/2026ACC: 0001054257-26-000001

📋 What this filing means

ADIRONDACK TRUST CO filed this quarterly 13F‑HR report disclosing 537 equity positions with a total reported market value of $304.02M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

537

Positions

$304.02M

Total AUM (reported)

2.41M

Total Shares

Allocation by class

EXCHANGE TRADED FUND - EQUITY$85.80M28.2%

INFORMATION TECHNOLOGY$75.07M24.7%

EXCHANGE TRADED FUND-FIXED INC$25.57M8.4%

CONSUMER DISCRETIONARY$21.99M7.2%

HEALTHCARE$21.72M7.1%

FINANCIALS$20.04M6.6%

INDUSTRIALS$17.02M5.6%

Portfolio Concentration

Top 3$74.99M24.7%

4–10$52.91M17.4%

11–25$53.64M17.6%

Rest$122.47M40.3%

Top 3 weight

24.7%

Top 10 weight

42.1%

Voting Authority Distribution

Total shares with voting rights: 2.41M

Sole

Full voting authority

2.33M

% of voting shares96.4%

Shared

Joint voting authority

81.73K

% of voting shares3.4%

None

No voting authority

4.47K

% of voting shares0.2%

Investment Discretion (by position count)

Sole534

Shared0

Other3

Dominant voting typeSole · 96.4% of voting shares

Institutional Holdings537

Rows:

SPDR S & P 500 ETF TRUST

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares58.68K

TypeSH

Market value$40.01M

13.16%

Sole

56.06K

Shared

2.62K

None

0.00

APPLE INC

SOLE

INFORMATION TECHNOLOGY

Shares67.28K

TypeSH

Market value$18.29M

6.02%

Sole

65.64K

Shared

1.56K

None

80.00

NVIDIA CORP.

SOLE

INFORMATION TECHNOLOGY

Shares89.49K

TypeSH

Market value$16.69M

5.49%

Sole

89.49K

Shared

0.00

None

0.00

MICROSOFT CORP

SOLE

INFORMATION TECHNOLOGY

Shares24.41K

TypeSH

Market value$11.81M

3.88%

Sole

22.70K

Shared

1.71K

None

0.00

AMAZON. COM, INC

SOLE

CONSUMER DISCRETIONARY

Shares37.80K

TypeSH

Market value$8.72M

2.87%

Sole

37.60K

Shared

200.00

None

0.00

ETF VANGUARD RUSSELL 3000

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares29.03K

TypeSH

Market value$8.72M

2.87%

Sole

28.33K

Shared

700.00

None

0.00

JPMORGAN CHASE & CO COM

SOLE

FINANCIALS

Shares21.74K

TypeSH

Market value$7.01M

2.30%

Sole

20.72K

Shared

995.00

None

25.00

S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares10.31K

TypeSH

Market value$6.22M

2.05%

Sole

10.07K

Shared

185.00

None

57.00

ISHARES RUSSELL 1000 GROWTH ETF

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares11.70K

TypeSH

Market value$5.54M

1.82%

Sole

11.57K

Shared

0.00

None

129.00

BERKSHIRE HATHAWAY INC. DEL CLASS B

SOLE

FINANCIALS

Shares9.75K

TypeSH

Market value$4.90M

1.61%

Sole

9.71K

Shared

37.00

None

0.00

JOHNSON & JOHNSON

SOLE

HEALTHCARE

Shares21.85K

TypeSH

Market value$4.52M

1.49%

Sole

18.87K

Shared

2.96K

None

30.00

CATERPILLAR INC

SOLE

INDUSTRIALS

Shares7.83K

TypeSH

Market value$4.48M

1.48%

Sole

7.35K

Shared

450.00

None

25.00

ELI LILLY & CO

SOLE

HEALTHCARE

Shares3.92K

TypeSH

Market value$4.21M

1.38%

Sole

3.83K

Shared

80.00

None

0.00

ISHARES CORE S&P SMALL-CAP ETF

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares33.03K

TypeSH

Market value$3.97M

1.31%

Sole

31.74K

Shared

1.22K

None

80.00

META PLATFORMS INC

SOLE

INFORMATION TECHNOLOGY

Shares5.94K

TypeSH

Market value$3.92M

1.29%

Sole

5.94K

Shared

0.00

None

0.00

PROCTER & GAMBLE CO

SOLE

CONSUMER STAPLES

Shares27.15K

TypeSH

Market value$3.89M

1.28%

Sole

23.72K

Shared

3.40K

None

35.00

MCDONALDS CORP

SOLE

CONSUMER DISCRETIONARY

Shares11.22K

TypeSH

Market value$3.43M

1.13%

Sole

9.32K

Shared

1.88K

None

15.00

ISHARES CORE TOTAL US AGGREGATE BOND ETF

SOLE

EXCHANGE TRADED FUND-FIXED INC

Shares34.10K

TypeSH

Market value$3.41M

1.12%

Sole

34.10K

Shared

0.00

None

0.00

ISHARES IBONDS DEC 2031 TERM CORPORATE ETF

SOLE

EXCHANGE TRADED FUND-FIXED INC

Shares155.30K

TypeSH

Market value$3.28M

1.08%

Sole

150.91K

Shared

3.16K

None

1.23K

ABBVIE INC.

SOLE

HEALTHCARE

Shares14.23K

TypeSH

Market value$3.25M

1.07%

Sole

12.63K

Shared

1.59K

None

0.00

HOME DEPOT INC

SOLE

CONSUMER DISCRETIONARY

Shares9.39K

TypeSH

Market value$3.23M

1.06%

Sole

7.96K

Shared

1.43K

None

0.00

ISHARES TIPS BOND ETF

SOLE

EXCHANGE TRADED FUND-FIXED INC

Shares28.42K

TypeSH

Market value$3.12M

1.03%

Sole

28.12K

Shared

307.00

None

0.00

VANGUARD GROWTH ETF

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares6.39K

TypeSH

Market value$3.12M

1.03%

Sole

6.39K

Shared

0.00

None

0.00

ISHARES IBONDS DEC 2030 TERM CORP-ETF

SOLE

EXCHANGE TRADED FUND-FIXED INC

Shares132.83K

TypeSH

Market value$2.93M

0.96%

Sole

129.83K

Shared

None

0.00

ISHARES IBONDS DEC 2029 TERM CORPORATE ETF

SOLE

EXCHANGE TRADED FUND-FIXED INC

Shares122.96K

TypeSH

Market value$2.88M

0.95%

Sole

120.15K

Shared

2.81K

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
SPDR S & P 500 ETF TRUSTSOLE	EXCHANGE TRADED FUND - EQUITY	58.68K	SH	$40.01M 13.16%	56.06K	2.62K	0.00
APPLE INCSOLE	INFORMATION TECHNOLOGY	67.28K	SH	$18.29M 6.02%	65.64K	1.56K	80.00
NVIDIA CORP.SOLE	INFORMATION TECHNOLOGY	89.49K	SH	$16.69M 5.49%	89.49K	0.00	0.00
MICROSOFT CORPSOLE	INFORMATION TECHNOLOGY	24.41K	SH	$11.81M 3.88%	22.70K	1.71K	0.00
AMAZON. COM, INCSOLE	CONSUMER DISCRETIONARY	37.80K	SH	$8.72M 2.87%	37.60K	200.00	0.00
ETF VANGUARD RUSSELL 3000SOLE	EXCHANGE TRADED FUND - EQUITY	29.03K	SH	$8.72M 2.87%	28.33K	700.00	0.00
JPMORGAN CHASE & CO COMSOLE	FINANCIALS	21.74K	SH	$7.01M 2.30%	20.72K	995.00	25.00
S & P MIDCAP 400 DEPOSITORY RECEIPTS ETFSOLE	EXCHANGE TRADED FUND - EQUITY	10.31K	SH	$6.22M 2.05%	10.07K	185.00	57.00
ISHARES RUSSELL 1000 GROWTH ETFSOLE	EXCHANGE TRADED FUND - EQUITY	11.70K	SH	$5.54M 1.82%	11.57K	0.00	129.00
BERKSHIRE HATHAWAY INC. DEL CLASS BSOLE	FINANCIALS	9.75K	SH	$4.90M 1.61%	9.71K	37.00	0.00
JOHNSON & JOHNSONSOLE	HEALTHCARE	21.85K	SH	$4.52M 1.49%	18.87K	2.96K	30.00
CATERPILLAR INCSOLE	INDUSTRIALS	7.83K	SH	$4.48M 1.48%	7.35K	450.00	25.00
ELI LILLY & COSOLE	HEALTHCARE	3.92K	SH	$4.21M 1.38%	3.83K	80.00	0.00
ISHARES CORE S&P SMALL-CAP ETFSOLE	EXCHANGE TRADED FUND - EQUITY	33.03K	SH	$3.97M 1.31%	31.74K	1.22K	80.00
META PLATFORMS INCSOLE	INFORMATION TECHNOLOGY	5.94K	SH	$3.92M 1.29%	5.94K	0.00	0.00
PROCTER & GAMBLE COSOLE	CONSUMER STAPLES	27.15K	SH	$3.89M 1.28%	23.72K	3.40K	35.00
MCDONALDS CORPSOLE	CONSUMER DISCRETIONARY	11.22K	SH	$3.43M 1.13%	9.32K	1.88K	15.00
ISHARES CORE TOTAL US AGGREGATE BOND ETFSOLE	EXCHANGE TRADED FUND-FIXED INC	34.10K	SH	$3.41M 1.12%	34.10K	0.00	0.00
ISHARES IBONDS DEC 2031 TERM CORPORATE ETFSOLE	EXCHANGE TRADED FUND-FIXED INC	155.30K	SH	$3.28M 1.08%	150.91K	3.16K	1.23K
ABBVIE INC.SOLE	HEALTHCARE	14.23K	SH	$3.25M 1.07%	12.63K	1.59K	0.00
HOME DEPOT INCSOLE	CONSUMER DISCRETIONARY	9.39K	SH	$3.23M 1.06%	7.96K	1.43K	0.00
ISHARES TIPS BOND ETFSOLE	EXCHANGE TRADED FUND-FIXED INC	28.42K	SH	$3.12M 1.03%	28.12K	307.00	0.00
VANGUARD GROWTH ETFSOLE	EXCHANGE TRADED FUND - EQUITY	6.39K	SH	$3.12M 1.03%	6.39K	0.00	0.00
ISHARES IBONDS DEC 2030 TERM CORP-ETFSOLE	EXCHANGE TRADED FUND-FIXED INC	132.83K	SH	$2.93M 0.96%	129.83K	3K	0.00
ISHARES IBONDS DEC 2029 TERM CORPORATE ETFSOLE	EXCHANGE TRADED FUND-FIXED INC	122.96K	SH	$2.88M 0.95%	120.15K	2.81K	0.00

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