ADIRONDACK TRUST CO

Filed: 7/11/2025ACC: 0001054257-25-000004

📋 What this filing means

ADIRONDACK TRUST CO filed this quarterly 13F‑HR report disclosing 480 equity positions with a total reported market value of $275.42M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

480

Positions

$275.42M

Total AUM (reported)

2.19M

Total Shares

Allocation by class

EXCHANGE TRADED FUND - EQUITY$73.60M26.7%

INFORMATION TECHNOLOGY$67.45M24.5%

EXCHANGE TRADED FUND-FIXED INC$21.60M7.8%

CONSUMER DISCRETIONARY$21.44M7.8%

HEALTHCARE$19.24M7.0%

FINANCIALS$19.16M7.0%

CONSUMER STAPLES$16.37M5.9%

Portfolio Concentration

Top 3$64.74M23.5%

4–10$48.72M17.7%

11–25$48.66M17.7%

Rest$113.31M41.1%

Top 3 weight

23.5%

Top 10 weight

41.2%

Voting Authority Distribution

Total shares with voting rights: 2.19M

Sole

Full voting authority

2.11M

% of voting shares96.1%

Shared

Joint voting authority

82.94K

% of voting shares3.8%

None

No voting authority

3.46K

% of voting shares0.2%

Investment Discretion (by position count)

Sole477

Shared0

Other3

Dominant voting typeSole · 96.1% of voting shares

Institutional Holdings480

Rows:

SPDR S & P 500 ETF TRUST

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares58.91K

TypeSH

Market value$36.40M

13.22%

Sole

56.30K

Shared

2.62K

None

0.00

NVIDIA CORP.

SOLE

INFORMATION TECHNOLOGY

Shares91.40K

TypeSH

Market value$14.44M

5.24%

Sole

91.40K

Shared

0.00

None

0.00

APPLE INC

SOLE

INFORMATION TECHNOLOGY

Shares67.73K

TypeSH

Market value$13.90M

5.05%

Sole

66.09K

Shared

1.56K

None

80.00

MICROSOFT CORP

SOLE

INFORMATION TECHNOLOGY

Shares24.53K

TypeSH

Market value$12.20M

4.43%

Sole

22.77K

Shared

1.76K

None

0.00

AMAZON. COM, INC

SOLE

CONSUMER DISCRETIONARY

Shares37.47K

TypeSH

Market value$8.22M

2.98%

Sole

37.27K

Shared

200.00

None

0.00

ETF VANGUARD RUSSELL 3000

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares24.67K

TypeSH

Market value$6.73M

2.44%

Sole

23.97K

Shared

700.00

None

0.00

JPMORGAN CHASE & CO COM

SOLE

FINANCIALS

Shares22.17K

TypeSH

Market value$6.43M

2.33%

Sole

21.15K

Shared

995.00

None

25.00

S & P MIDCAP 400 DEPOSITORY RECEIPTS ETF

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares10.38K

TypeSH

Market value$5.88M

2.13%

Sole

10.15K

Shared

208.00

None

17.00

BERKSHIRE HATHAWAY INC. DEL CLASS B

SOLE

FINANCIALS

Shares9.97K

TypeSH

Market value$4.85M

1.76%

Sole

9.94K

Shared

37.00

None

0.00

PROCTER & GAMBLE CO

SOLE

CONSUMER STAPLES

Shares27.73K

TypeSH

Market value$4.42M

1.60%

Sole

24.24K

Shared

3.46K

None

35.00

ISHARES RUSSELL 1000 GROWTH ETF

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares10.14K

TypeSH

Market value$4.30M

1.56%

Sole

10.14K

Shared

0.00

None

0.00

META PLATFORMS INC

SOLE

INFORMATION TECHNOLOGY

Shares5.63K

TypeSH

Market value$4.16M

1.51%

Sole

5.63K

Shared

0.00

None

0.00

ISHARES CORE S&P SMALL-CAP ETF

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares34.58K

TypeSH

Market value$3.78M

1.37%

Sole

33.24K

Shared

1.26K

None

80.00

HOME DEPOT INC

SOLE

CONSUMER DISCRETIONARY

Shares9.54K

TypeSH

Market value$3.50M

1.27%

Sole

8.11K

Shared

1.43K

None

0.00

ISHARES CORE TOTAL US AGGREGATE BOND ETF

SOLE

EXCHANGE TRADED FUND-FIXED INC

Shares34.74K

TypeSH

Market value$3.45M

1.25%

Sole

34.74K

Shared

0.00

None

0.00

JOHNSON & JOHNSON

SOLE

HEALTHCARE

Shares22.55K

TypeSH

Market value$3.45M

1.25%

Sole

19.53K

Shared

2.99K

None

30.00

ISHARES TIPS BOND ETF

SOLE

EXCHANGE TRADED FUND-FIXED INC

Shares30.58K

TypeSH

Market value$3.36M

1.22%

Sole

29.88K

Shared

307.00

None

395.00

MCDONALDS CORP

SOLE

CONSUMER DISCRETIONARY

Shares11.33K

TypeSH

Market value$3.31M

1.20%

Sole

9.44K

Shared

1.88K

None

15.00

CATERPILLAR INC

SOLE

INDUSTRIALS

Shares7.91K

TypeSH

Market value$3.07M

1.12%

Sole

7.44K

Shared

450.00

None

25.00

ABBVIE INC.

SOLE

HEALTHCARE

Shares15.94K

TypeSH

Market value$2.96M

1.07%

Sole

14.34K

Shared

1.59K

None

0.00

ELI LILLY & CO

SOLE

HEALTHCARE

Shares3.77K

TypeSH

Market value$2.94M

1.07%

Sole

3.69K

Shared

80.00

None

0.00

VANGUARD GROWTH ETF

SOLE

EXCHANGE TRADED FUND - EQUITY

Shares6.30K

TypeSH

Market value$2.76M

1.00%

Sole

6.30K

Shared

0.00

None

0.00

EXXON MOBIL CORP

SOLE

ENERGY

Shares23.61K

TypeSH

Market value$2.54M

0.92%

Sole

16.46K

Shared

7.15K

None

0.00

ISHARES IBONDS DEC 2031 TERM CORPORATE ETF

SOLE

EXCHANGE TRADED FUND-FIXED INC

Shares120.99K

TypeSH

Market value$2.54M

0.92%

Sole

116.60K

Shared

3.16K

None

1.23K

PEPSICO INC

SOLE

CONSUMER STAPLES

Shares19.16K

TypeSH

Market value$2.53M

0.92%

Sole

17.48K

Shared

1.69K

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole	Shared	None
SPDR S & P 500 ETF TRUSTSOLE	EXCHANGE TRADED FUND - EQUITY	58.91K	SH	$36.40M 13.22%	56.30K	2.62K	0.00
NVIDIA CORP.SOLE	INFORMATION TECHNOLOGY	91.40K	SH	$14.44M 5.24%	91.40K	0.00	0.00
APPLE INCSOLE	INFORMATION TECHNOLOGY	67.73K	SH	$13.90M 5.05%	66.09K	1.56K	80.00
MICROSOFT CORPSOLE	INFORMATION TECHNOLOGY	24.53K	SH	$12.20M 4.43%	22.77K	1.76K	0.00
AMAZON. COM, INCSOLE	CONSUMER DISCRETIONARY	37.47K	SH	$8.22M 2.98%	37.27K	200.00	0.00
ETF VANGUARD RUSSELL 3000SOLE	EXCHANGE TRADED FUND - EQUITY	24.67K	SH	$6.73M 2.44%	23.97K	700.00	0.00
JPMORGAN CHASE & CO COMSOLE	FINANCIALS	22.17K	SH	$6.43M 2.33%	21.15K	995.00	25.00
S & P MIDCAP 400 DEPOSITORY RECEIPTS ETFSOLE	EXCHANGE TRADED FUND - EQUITY	10.38K	SH	$5.88M 2.13%	10.15K	208.00	17.00
BERKSHIRE HATHAWAY INC. DEL CLASS BSOLE	FINANCIALS	9.97K	SH	$4.85M 1.76%	9.94K	37.00	0.00
PROCTER & GAMBLE COSOLE	CONSUMER STAPLES	27.73K	SH	$4.42M 1.60%	24.24K	3.46K	35.00
ISHARES RUSSELL 1000 GROWTH ETFSOLE	EXCHANGE TRADED FUND - EQUITY	10.14K	SH	$4.30M 1.56%	10.14K	0.00	0.00
META PLATFORMS INCSOLE	INFORMATION TECHNOLOGY	5.63K	SH	$4.16M 1.51%	5.63K	0.00	0.00
ISHARES CORE S&P SMALL-CAP ETFSOLE	EXCHANGE TRADED FUND - EQUITY	34.58K	SH	$3.78M 1.37%	33.24K	1.26K	80.00
HOME DEPOT INCSOLE	CONSUMER DISCRETIONARY	9.54K	SH	$3.50M 1.27%	8.11K	1.43K	0.00
ISHARES CORE TOTAL US AGGREGATE BOND ETFSOLE	EXCHANGE TRADED FUND-FIXED INC	34.74K	SH	$3.45M 1.25%	34.74K	0.00	0.00
JOHNSON & JOHNSONSOLE	HEALTHCARE	22.55K	SH	$3.45M 1.25%	19.53K	2.99K	30.00
ISHARES TIPS BOND ETFSOLE	EXCHANGE TRADED FUND-FIXED INC	30.58K	SH	$3.36M 1.22%	29.88K	307.00	395.00
MCDONALDS CORPSOLE	CONSUMER DISCRETIONARY	11.33K	SH	$3.31M 1.20%	9.44K	1.88K	15.00
CATERPILLAR INCSOLE	INDUSTRIALS	7.91K	SH	$3.07M 1.12%	7.44K	450.00	25.00
ABBVIE INC.SOLE	HEALTHCARE	15.94K	SH	$2.96M 1.07%	14.34K	1.59K	0.00
ELI LILLY & COSOLE	HEALTHCARE	3.77K	SH	$2.94M 1.07%	3.69K	80.00	0.00
VANGUARD GROWTH ETFSOLE	EXCHANGE TRADED FUND - EQUITY	6.30K	SH	$2.76M 1.00%	6.30K	0.00	0.00
EXXON MOBIL CORPSOLE	ENERGY	23.61K	SH	$2.54M 0.92%	16.46K	7.15K	0.00
ISHARES IBONDS DEC 2031 TERM CORPORATE ETFSOLE	EXCHANGE TRADED FUND-FIXED INC	120.99K	SH	$2.54M 0.92%	116.60K	3.16K	1.23K
PEPSICO INCSOLE	CONSUMER STAPLES	19.16K	SH	$2.53M 0.92%	17.48K	1.69K	0.00

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