ADAPTIVE FINANCIAL CONSULTING, LLC

Filed: 10/30/2025ACC: 0001804717-25-000002

📋 What this filing means

ADAPTIVE FINANCIAL CONSULTING, LLC filed this quarterly 13F‑HR report disclosing 19 equity positions with a total reported market value of $250.14M. This filing provides a transparent view of the manager's long equity holdings as of the quarter end.

Positions

$250.14M

Total AUM (reported)

2.10M

Total Shares

Allocation by class

CORE US AGGBD ET$53.66M21.5%

SHRT TRM CORP BD$31.34M12.5%

CORE S&P500 ETF$28.44M11.4%

S&P 500 GRWT ETF$20.81M8.3%

MSCI USA MIN VOL$20.54M8.2%

UNIT SER 1$16.32M6.5%

CONSUM DIS ETF$13.80M5.5%

Portfolio Concentration

Top 3$113.43M45.3%

4–10$105.71M42.3%

11–25$31.00M12.4%

Top 3 weight

45.3%

Top 10 weight

87.6%

Voting Authority Distribution

Total shares with voting rights: 2.10M

Sole

Full voting authority

2.10M

% of voting shares100.0%

Shared

Joint voting authority

0.00

% of voting shares0.0%

None

No voting authority

0.00

% of voting shares0.0%

Investment Discretion (by position count)

Sole19

Shared0

Other0

Dominant voting typeSole · 100.0% of voting shares

Institutional Holdings19

Rows:

ISHARES TR

SOLE

CORE US AGGBD ET

Shares535.25K

TypeSH

Market value$53.66M

21.45%

Sole

535.25K

Shared

0.00

None

0.00

VANGUARD SCOTTSDALE FDS

SOLE

SHRT TRM CORP BD

Shares392.06K

TypeSH

Market value$31.34M

12.53%

Sole

392.06K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P500 ETF

Shares42.49K

TypeSH

Market value$28.44M

11.37%

Sole

42.49K

Shared

0.00

None

0.00

ISHARES TR

SOLE

S&P 500 GRWT ETF

Shares172.39K

TypeSH

Market value$20.81M

8.32%

Sole

172.39K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI USA MIN VOL

Shares215.87K

TypeSH

Market value$20.54M

8.21%

Sole

215.87K

Shared

0.00

None

0.00

INVESCO QQQ TR

SOLE

UNIT SER 1

Shares27.18K

TypeSH

Market value$16.32M

6.52%

Sole

27.18K

Shared

0.00

None

0.00

VANGUARD WORLD FD

SOLE

CONSUM DIS ETF

Shares34.84K

TypeSH

Market value$13.80M

5.52%

Sole

34.84K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE MSCI EAFE

Shares144.02K

TypeSH

Market value$12.57M

5.03%

Sole

144.02K

Shared

0.00

None

0.00

VANGUARD BD INDEX FDS

SOLE

SHORT TRM BOND

Shares137.66K

TypeSH

Market value$10.86M

4.34%

Sole

137.66K

Shared

0.00

None

0.00

VANGUARD WORLD FD

SOLE

HEALTH CAR ETF

Shares41.60K

TypeSH

Market value$10.80M

4.32%

Sole

41.60K

Shared

0.00

None

0.00

VANGUARD INDEX FDS

SOLE

REAL ESTATE ETF

Shares112.04K

TypeSH

Market value$10.24M

4.09%

Sole

112.04K

Shared

0.00

None

0.00

ISHARES INC

SOLE

CORE MSCI EMKT

Shares131.65K

TypeSH

Market value$8.68M

3.47%

Sole

131.65K

Shared

0.00

None

0.00

ISHARES TR

SOLE

SHORT TREAS BD

Shares65.38K

TypeSH

Market value$7.22M

2.89%

Sole

65.38K

Shared

0.00

None

0.00

ISHARES TR

SOLE

0-3 MNTH TREASRY

Shares21.94K

TypeSH

Market value$2.21M

0.88%

Sole

21.94K

Shared

0.00

None

0.00

ISHARES TR

SOLE

MSCI USA MMENTM

Shares3.77K

TypeSH

Market value$966.8K

0.39%

Sole

3.77K

Shared

0.00

None

0.00

ISHARES TR

SOLE

IBOXX INV CP ETF

Shares5.65K

TypeSH

Market value$629.5K

0.25%

Sole

5.65K

Shared

0.00

None

0.00

ISHARES TR

SOLE

CORE S&P MCP ETF

Shares8.24K

TypeSH

Market value$537.8K

0.22%

Sole

8.24K

Shared

0.00

None

0.00

SPDR S&P 500 ETF TR

SOLE

TR UNIT

Shares421.00

TypeSH

Market value$280.5K

0.11%

Sole

421.00

Shared

0.00

None

0.00

ISHARES BITCOIN TRUST ETF

SOLE

SHS BEN INT

Shares3.48K

TypeSH

Market value$226.5K

0.09%

Sole

3.48K

Shared

0.00

None

0.00

Issuer	Class	Shares	Type	Value / Portfolio %	Voting — Sole
ISHARES TRSOLE	CORE US AGGBD ET	535.25K	SH	$53.66M 21.45%	535.25K
VANGUARD SCOTTSDALE FDSSOLE	SHRT TRM CORP BD	392.06K	SH	$31.34M 12.53%	392.06K
ISHARES TRSOLE	CORE S&P500 ETF	42.49K	SH	$28.44M 11.37%	42.49K
ISHARES TRSOLE	S&P 500 GRWT ETF	172.39K	SH	$20.81M 8.32%	172.39K
ISHARES TRSOLE	MSCI USA MIN VOL	215.87K	SH	$20.54M 8.21%	215.87K
INVESCO QQQ TRSOLE	UNIT SER 1	27.18K	SH	$16.32M 6.52%	27.18K
VANGUARD WORLD FDSOLE	CONSUM DIS ETF	34.84K	SH	$13.80M 5.52%	34.84K
ISHARES TRSOLE	CORE MSCI EAFE	144.02K	SH	$12.57M 5.03%	144.02K
VANGUARD BD INDEX FDSSOLE	SHORT TRM BOND	137.66K	SH	$10.86M 4.34%	137.66K
VANGUARD WORLD FDSOLE	HEALTH CAR ETF	41.60K	SH	$10.80M 4.32%	41.60K
VANGUARD INDEX FDSSOLE	REAL ESTATE ETF	112.04K	SH	$10.24M 4.09%	112.04K
ISHARES INCSOLE	CORE MSCI EMKT	131.65K	SH	$8.68M 3.47%	131.65K
ISHARES TRSOLE	SHORT TREAS BD	65.38K	SH	$7.22M 2.89%	65.38K
ISHARES TRSOLE	0-3 MNTH TREASRY	21.94K	SH	$2.21M 0.88%	21.94K
ISHARES TRSOLE	MSCI USA MMENTM	3.77K	SH	$966.8K 0.39%	3.77K
ISHARES TRSOLE	IBOXX INV CP ETF	5.65K	SH	$629.5K 0.25%	5.65K
ISHARES TRSOLE	CORE S&P MCP ETF	8.24K	SH	$537.8K 0.22%	8.24K
SPDR S&P 500 ETF TRSOLE	TR UNIT	421.00	SH	$280.5K 0.11%	421.00
ISHARES BITCOIN TRUST ETFSOLE	SHS BEN INT	3.48K	SH	$226.5K 0.09%	3.48K